Best UPI Apps in India for Digital Payments

UPI apps have changed the way of making payments. Though slowly but they are replacing all other payment options including cash. Google play store is flooded with a lot of UPI apps. Some of them are good and some are bad. In this post, I have included the top 7 best UPI apps among all UPI apps. I have personally used and tested all these apps to make the list worthwhile. Keep in mind that you can use any of the UPI apps available in the play store. For example, if you have a bank account in Axis, you add this account to Axis Pay or any other UPI app. UPI apps are bank independent so you don’t need to worry about it.

Axis Pay:-

Axis Bank’s Axis Pay is a great UPI app. It has the cleanest interface among all the UPI apps. Developers have placed only two options on its home screen. One for sending money and another for requesting money. All other options are placed in the side panel which can be accessed by swiping from the left. It made the app slightly tougher to use than other UPI apps. You have to swipe the side panel every time you want to use a service other than send and request.

Axis Pay app is secured by an app 6 digit app password. The user experience is good as the app is fast enough to provide you seamless transaction experience. However, the app has more steps than most of the other UPI apps while sending money. You must need to add an account as a contact within the app before sending money.

Moreover, Axis Pay app does not give you the option to generate a QR code. It also does not have the option to pay using QR code.

These were the best UPI apps for digital payments. These best UPI apps can help you to contribute to the government’s Digital India campaign. Install one of these best UPI apps and forget about cash payments. All these UPI apps are great in terms of features and security. You can choose one that suits your needs most.

Source:[https://goo.gl/n8tIF2]

Download Upi App Unified Payment Interface

A tool for seamless, instant payment

UPI helps users transfer money securely & safely. Axis Pay is a Unified Payment Interface (UPI) which helps users transfer money via VPA.

A simple guide to start with UPI App

UPI APP helps users transfer money securely & safely. Axis Pay is a Unified Payment Interface (UPI) which helps users transfer money via VPA.

What is Upi (Unified Payment Interface)

What is UPI

Unified payment Interface Banking i.e. UPI Banking. UPI is Unique new and advance way of Payments services that has been developed by NPCI and RBI on IMPS platform. it simplify the process of online transaction and powers multiple bank accounts into a single mobile application. it will make peer to peer transactions super easy. Consumers can transfer  money instantly as it is based on IMPS platform having upper limit fixed on Rs. 1.00 lac. Transaction through UPI doesn’t require bank account number, IFSC Code of beneficiary it just require MMID which is unique for each account means suppose any customer is having several bank account in various banks then there will be different MMID for each bank account or either you have to create virtual payment address through which you can either send or receive payments instantly.

What is UPI.

UPI is actually a revolutionary movement towards making our country completely cashless and it also supports USSD means it can also work on GSM network. Anyone having a basic phone with NO Internet connections can also use UPI platform with help of USSD and can also perform Immediate money transfer through mobile device round the clock 24*7 and 365 days.

With help of USSD one can check account balance,mini transactions and can also perform transactions as stated above.

Below are the direct codes for banks:

* 99* 41#-State Bank of India

* 99* 42#- Punjab National Bank

* 99* 43#-HDFC Bank

* 99* 44#-ICICI Bank

* 99* 45#-AXIS Bank

* 99* 46#-Canara Bank

* 99* 47#- Bank Of India

* 99* 48#-Bank of Baroda

* 99* 49#-IDBI Bank

* 99* 50#-Union Bank of India

* 99* 51#-Central Bank of India

* 99* 52#-India Overseas Bank

* 99* 53#-Oriental Bank of Commerce

* 99* 54#-Allahabad Bank

* 99* 55#-Syndicate Bank

* 99* 56#-UCO Bank

* 99* 57#-Corporation Bank

* 99* 58#- Indian Bank

* 99* 59#-Andhra Bank

* 99* 60#- State Bank Of Hyderabad

* 99* 61#- Bank of Maharashtra

* 99* 62#- State Bank of Patiala

* 99* 63#- United Bank of India

* 99* 64#-Vijaya Bank

* 99* 65#-Dena Bank

* 99* 66#-Yes Bank

* 99* 67#-State Bank of Travancore

* 99* 68#-Kotak Mahindra Bank

* 99* 69#-IndusInd Bank

* 99* 70#- State Bank of Bikaner and Jaipur

* 99* 71#- Punjab and Sind Bank

* 99* 72#-Federal Bank

* 99* 73#-State Bank of Mysore

* 99* 74#-South Indian Bank

* 99* 75#-Karur Vysya Bank

* 99* 76#-Karnataka Bank

* 99* 77#-Tamilnad Mercantile Bank

* 99* 78#-DCB Bank

* 99* 79#- Ratnakar Bank

* 99* 80#-Nainital Bank

* 99* 81#-Janata Sahakari Bank

* 99* 82#-Mehsana Urban Co-Operative Bank

* 99* 83#-NKGSB Bank

* 99* 84#-Saraswat Bank

* 99* 85#-Apna Sahakari Bank

* 99* 86#-Bhartiya Mahila Bank

* 99* 87#- Abhyudaya Co-Operative Bank

* 99* 88#-Punjab & Maharashtra Co-operative Bank

* 99* 89#-Hasti Co-Operative Bank

* 99* 90#- Gujarat State Co-Operative Bank

* 99* 91#- Kalupur Commercial Co-Operative Bank.

Also, u can dial * 99* 99# to know your Aadhaar linking and Over Draft Status.

Source: [https://goo.gl/A3IV0s]

What is UPI

UPI helps users transfer money securely & safely. Axis Pay is a Unified Payment Interface (UPI) which helps users transfer money via VPA.

Getting Started Use Of UPI

UPI App helps users transfer money securely & safely. Axis Pay is a Unified Payment Interface (UPI) which helps users transfer money via VPA.

How Axis Pay Upi App Works

UPI helps users transfer money securely & safely. Axis Pay is a Unified Payment Interface (UPI) which helps users transfer money via VPA.

It's a mobile app world

UPI app helps users transfer money securely & safely. Axis Pay is a Unified Payment Interface (UPI) which helps users transfer money via VPA.